Investment Residential Loan Programs

We are a Private Money Lender (Hard Money) that focuses on lending to experienced borrowers that need financing for investment properties.

We are pleased to offer new updated parameters for our residential loan programs. We lend to individuals, foreign nationals, LLCs, and corporations.


Loan Terms

  • Loans up to 80% of purchase price and up to 5 year terms

  • Zero point loans available

  • No Prepayment Penalties on short term loans

  • Rates from 7.5% and Terms from 6 months to 5 years

  • Direct Lender with over $1.5 Billion in Loans Underwritten

  • Streamlined and easy application process

  • Pre approvals within an hour, 7-10 day closings

  • Loans for Poor Credit, Bankruptcy, Foreclosure

  • Limited Documentation Required

Product Criteria

  • Business Purpose Loans
  • Property Types: Investment SFR (1-4), Multifamily
  • Loan Purpose: Refinance, Purchase, Fix-Flip, Fix-Hold, Rehab, Cash Out
  • Minimum Loan Amount: $100K
  • Maximum Loan Amount: $ 1 MM
  • Rent Roll and DSCR > 1.25 : 1 required for loans over 9 months
  • Personal Guaranty Required
  • Borrower Experience Required
  • No BK within the last 36 Months
  • $995 Processing Fee

The information furnished here is preliminary and for the use of Mortgage Professionals only. This is not an offer or commitment. Rates, terms and conditions may be changed without notice and are applicable only to the Investment Residential loan program at Trust Deed Capital, Inc. All transactions are subject to submission of a complete Trust Deed Capital, Inc. Application, underwriting, and written approval. Approval terms may vary. Ca. Bureau of Real Estate, Real Estate Broker #1805798 NMLS #296507