This past month, the Federal Reserve published a white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." While they don't try to outline and explain every factor influencing the current housing market, they do paint a fairly comprehensive picture of current conditions. These conditions should be carefully considered by people involved in any aspect of the real estate market--from real estate investing or working as an agent to issuing loans or helping investors find financing--and knowledge of these conditions should play a role in how you work within the market.

Before we talk about your long-term game plan and how to proceed from here, here's a basic summary of the whitepaper:

Have you thought about becoming a real estate investor this New Year? If you have, take comfort in knowing that experts believe now is the best time to invest in real estate due to low home prices and falling interest rates. Better yet, most real estate professionals and investors believe the real estate market is beginning to finally recover.

Most people simply turn to either banks or investment institutions when deciding how to invest their savings. Banks take your money and pay you as little as possible so they can go lend it at a higher rate and make money for themselves. Investment institutions take your money and invest it in all kinds of creative ways, take all kinds of “management fees” and leave you hoping that they actually achieve their projected returns. The following are 6 reasons why I chose to start the LinkedIn Group: California Trust Deed Investment Group, and to help people understand why they should consider trust deeds as an alternative:

In our last article "5 Reasons Mortgage Brokers Should Partner with Hard Money Lenders", we
discussed why partnering with a Hard Money lender was beneficial for the Mortgage Broker. In this edition, we layout frequently asked questions Mortgage Broker's have when considering a partnership with Trust Deed Capital. Below are some of the common questions asked.

I often talk to real estate investors who are interested in investing in trust deed notes that offer high rates of return and security. Here are a few quick reasons why you should take control of your investment portfolio and invest in Trust Deed Capital’s notes:

I think we can all agree that there is currently a feeding frenzy going on with people either buying investment properties or wishing they could figure out a way to buy investment properties. Just last night while tailgating at the UCLA football game, several of what I consider to be sophisticated investor types, pointed out to me that with interest rates so low, rents on the rise, and values having declined as they have - they wanted to start buying. Additionally, they pointed out why they were staying away from the stock market and how the returns they could get from banks or government bonds were simply not acceptable.

That is the question that I am frequently asked by private investors, clients, family, and friends. Over the past five years, I have researched and cautiously moved forward on buying investment properties which I have either rehabbed and flipped or rehabbed and held as rentals. Additionally, I have made private money loans and have bought existing loans from other private lenders. Throughout this process, I have learned that in spite of what the “get-rich-quick” promoters might say, there is actually a lot to know and a lot of work involved. However, with that said, investment properties today are one of the best high yield investments out there, and I believe, at far less risk than in the Wall Street Casino.

We often get asked by real estate investment professionals about when it makes sense to get a hard money loan on real estate investment property.   Also, they want to know the maximum an investor should pay for a property they want to fix and flip in a 4 to 6 month time frame?  

Welcome to our new website and welcome to our blog.  We are excited to be officially launching our new name to the public as well.  We feel our new name; “Trust Deed Capital” does a much better job of telling others what we do, what we stand for and how we do business.